You aren’t the first person to ask that, and you won’t be the last.

The short answer? We’re NOT an Advisor or Planner - we’re a money coach. We help guide and teach you how to manage your money better on a day to day basis. We talk debt, savings, budget, habits, and goals. Once you're ready, we can also help you decide whether you’re ready for a Financial Advisor or Planner. We wrote this article to help give more insight into what we do and why we do it.

It’s super easy. Just schedule a FREE 15-minute Q&A call so we can make sure we’re on the same page, that you’d be a good fit for financial coaching, and ask any other questions you may have.

No.

It’s not about how little or how much money you have. It’s about how well you manage it. You could make very little money, very little assets, but manage it beautifully. You could still want financial coaching because you need a plan for how best to reach your money goals.

On the flip side, you could have a great salary, a large house, fancy cars, and be horribly in debt, and struggling to pay bills. You may need coaching to quickly change your habits and figure out how to just keep the lights on.

One-on-one coaching is for anyone who needs support on changing habits, getting an action plan in place, paying off debt, and actively reaching goals.

Find out more about What A Financial Coach is in this article.

Our Free 15-minute Q&A Call not only gives you time to ask any questions you may have, but through our questions, can quickly figure out if working with us will be beneficial to you. If you’re not a good client for us, we’ll try to help lead you to another coach or service that might be a better fit.

We get it. Taking the first step in changing your financial habits is exciting, but it’s also a bit scary and overwhelming. Scheduling the session is the easiest part, and what follows will take hard work, but we know how beneficial following through can be. We want you to go all in and take it seriously. We don’t want you to give up before even getting started so once you’ve committed to a session, that’s it. You’re in it, so you should make the most of it.

There are many tools and discussion points that may be applied during financial coaching calls.

Mainly coaching sessions focus on the client’s most important issues affecting progress towards their set goals. Each call begins with a homework review to provide accountability and continuity between calls.

We then discuss your main focus for the call during which additional homework is usually assigned. This helps maintain the forward momentum between calls.

The objective during each call is to determine the most important action steps you can take during the following weeks so that you move consistently toward the goals.

In addition we will problem solve and attempt to overcome any personal obstacles that are holding you (and your partner) back from greater success.

Our objective is to help you incrementally progress toward your financial goals with wins that persistently accumulates week after week into significant results over time.

Financial coaching also includes strategy development, brainstorming and mentoring, educational overviews on new topics, identifying blind spots and determining solutions to problems.

There’s no “usual” amount of time.

Some clients have really seen the benefits in long-term coaching and continue to work with Financial Fundaments.

Other clients begin with very specific objectives and happily part ways after our Revelation Session, or even 6 months.

There’s no standard or average time because it totally depends on the client and the client’s goals.

The short anyswer? They’re just completely different services that serve completely different functions.

Financial advisors manages the wealth you already built, and financial coaching helps you build wealth in the first place.

The clients we work with see coaching services as a complement to the services provided by their financial adviser or investment manager. In fact, Lauren, the owner, has an Advisor herself because the Advisor does stuff she does not do (investing advice, stocks, etc.)

In short, financial advice and financial coaching are complementary because they are so different – they are not mutually exclusive. Want to read about What a Financial Coach Is? Check out this article.

Nope. We’re not a sales business. We’re an education business.

Our goal is to serve clients in a way that best benefits them and their financial goals. It’s a conflict of interest to provide financial coaching while also simultaneously selling investment products. We’re unbiased and only offer advice based off our own experiences.

NOPE.

As a Financial Coach is more of a life coach than a licensed financial advisor, we hold no professional designations or licenses. There is just no central licensing body for coaching and there is no regulatory body that governs coaching. We do not offer investment advice, suggest stocks, or anything of that sort.